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2018-01-18T07:58:45.026Z
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A Roth IRA is usually touted as a good deal for younger workers: You pay taxes on money going in now, and then when you’re older (and theoretically in a higher income bracket) and take out funds, you don’t have to worry about it. With traditional IRAs, the money you put in is tax deductible, and when you take it out…

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In 2017, Bitcoin’s value soared from $1,000 to just under $20,000 before dropping down to around $13,000 at the end of the year. Since then, it’s value has risen and dropped sporadically from day to day, dragging smaller cryptocurrencies like Ether and Ripple along with it.

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Late last year I purchased two Mattemoiselle lipsticks from Fenty Beauty, the makeup line of the most important millennial of our time, Rihanna. Though I love Rihanna and a few of her other products, I really, really dislike these lipsticks. They’re difficult to apply, they don’t stay on, and the colors do not…

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The CEO of the world’s largest money manager has decided—to much fanfare—to tell corporate America that they must “serve a social purpose” and make a “positive contribution to society.” The spectacular delusion and hypocrisy that enable such a statement to be made is something worth examining for its sheer shock…

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All of a sudden, blockchain is everywhere. The technology, which was invented in 2008 to power Bitcoin when it launched a year later, is being used for everything from copyright protection to sexual consent (yes, really).

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Struggling to stick to a monthly budget (or even make one in the first place)? Consider creating a biweekly budget instead.

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You’ve got questions, we’ve got answers. Each Monday we’ll tackle one of your pressing personal finance questions by asking a handful of money experts for their advice. If you have a general question or money concern, or just want to talk about something PeFi-related, leave it in the comments or email me at

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Money is an abstract and complicated topic, made all the more so by a never-ending stream of financial products, like mortgages, credit cards, and student loans. So how do you make the most efficient use of yours?

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When it comes to confusing labels and price points, I find olive oil to be second only to wine. Once you get a handle on the whole virginity thing, there is the matter of region to contend with, and it can be hard to know which one you “should” cook with.

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So you’re ready to buy some cryptocurrency. Maybe you’ve been reading up on blockchain technology and you’re convinced it really is the future. Or maybe you watched a friend get rich off Bitcoin and you’re still kicking yourself for not doing the same.

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So you’re in your brand-new apartment or house. Some of the boxes are still waiting to be unpacked, but you’re so excited about making this space into a home that you’re spending hours on Amazon or Bed Bath & Beyond, comparing sofa pillows and loading up shopping carts to see how much everything you might want is…

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If you’re trying to save money with a finance app, this tip from commenter Drew-Ferg11 is super useful:

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The first year or so that I had a Chase checking account, I was paying $25 per month because I didn’t maintain their preferred average daily balance. All it took to solve this was a 5-minute phone call, in which I asked if I could switch to the checking account with a lower monthly balance threshold that was offered.

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My dad and I are about as different as two people can be when one formed the life experiences and personality of the other for 18 years: he’s a Midwestern lawyer who lives for Michigan football, and I’m a know-it-all East Coast transplant who’s a proud U of M grad but enjoys tailgating more than the actual game.

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Microinvesting platforms like Acorns, Clink, and Stash were heralded as the next big things in fintech over the past few years, for allowing users to invest small amounts of money into ETFs for minuscule fees. But depending on what you use it for, you’re probably better off with more traditional forms of banking and…

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The Dow Jones Industrial Average closed at 25,000 points for the first time in history last week. Cue the champagne toasts and presidential tweets.

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Not all financial advisors are created equal.

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You’ve got questions, we’ve got answers. Each Monday we’ll tackle one of your pressing personal finance questions by asking a handful of money experts for their advice. If you have a general question or money concern, or just want to talk about something PeFi-related, leave it in the comments or email me at

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It’s easier to give advice than it is to take it. You tell your friend she really needs to dump that jerk, but meanwhile, you can’t break things off with your own jerk. Most of us have been there, and that dynamic rings especially true when it comes to money. According to a recent study, we may overestimate the value…

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America’s pension system is a disaster. The great dream of “market-oriented” types is that our retirement problems can be solved by making everyone invest their own money via 401(k) plans. But... how does that work, again?

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