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2018-07-22T08:39:28.576Z
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If you have the means, should you max out your retirement contributions (that’s $18,500 for a 401(k), $5,500 for an IRA or Roth if you’re under 50 and $24,500 for a 401(k) and $6,500 for an IRA/Roth if you’re over 50) as early in the year as possible, or spread them out?

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If you’ve taken steps to protect yourself from identity theft, good on you. But if you’re a parent, you’re not done yet—your kid could very well end up as a victim.

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Student loan scams are on the rise, and fraudsters are employing more complex and sophisticated methods than ever before.

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Credit card perks are great, but sometimes choices can be overwhelming. There are travel cards from major banks competing with airline-branded cards competing with hotel cards, all with different fees and point systems. How do you choose?

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If you use Venmo and haven’t changed your privacy settings from the default, you may want to rethink that—because it’s fairly simple for pretty much anyone to figure out what you’re doing and track your transactions if you haven’t.

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After switching from pancakes to burgers (and back again), IHOP is celebrating its 60th anniversary. And that’s why, today, from 7 a.m. until 7 p.m. nationwide, customers will be able to order 60 cents worth of pancakes.

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You’ve started a new gig, and in the midst or training videos and introductions to new colleagues, HR has shoved paperwork for the company’s retirement plan in your hand. As great as your recruiter was, she just didn’t seem that familiar with the ins-and-outs of your plan’s investment options. So how do you know if…

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If you’ve just about saved enough for a down payment, how much do you need for all the extra expenses that come up in the home buying process? And is reducing your retirement contributions in the short term worth it? That’s what we’re thinking about this week.

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When was the last time you checked your bank account?

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You know you need to pay your credit card bill on time, and that you should aim not to keep balance. But do you know what everything on your credit card statement actually means?

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Mistakes happen. Missing (or skipping) a bill payment or two isn’t the end of the world, but it could have serious consequences—including fees, higher interest rates, a dark mark on your credit score, garnished wages or a visit from a debt collector—if you’re not quick to fix it.

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It can feel daunting to start from zero when you’re a newbie saver or investor. You have financial professionals advising you to put away 20 percent of your income and save double your salary by the time you’re 35, while you’re struggling to pay rent and make your student loan payments on time. Saving anything at all…

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Capital One’s Credit Wise, a free credit tracking tool, will now alert you if and when someone uses your Social Security Number to apply for a new line of credit or open another financial account.

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Let’s say you started your first job and you want to open a credit card account but you don’t have a credit score yet—or you do have one, but it’s low. What do you do? Luckily, there are several alternatives.

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Everyone’s hot on Roth IRAs, but there’s one drawback: There are income limits starting at $189,000 for a couple and $120,000 for an individual, which means higher earners must go with a traditional IRA or a backdoor Roth. It turns out, though, that those limits don’t apply to Roth 401(k)s—meaning you can get all the…

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If you have a high deductible health plan (HDHP) and end up needing emergency or planned surgery that puts you close to or over your deductible, consider what other procedures or care you can add on in that plan year, as Carolyn McClanahan explains for Forbes. “By approaching your medical care in a thoughtful manner,…

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Is a house worth your retirement savings? That’s the question a reader is puzzling over this week.

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Building your credit is one of the toughest but most necessary financial tasks when you’re entering the working world, and a credit card—when used correctly—can be a great tool to help you secure lower interest rates on a car or house loan.

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We’ve talked about taking spending freezes, allowing ourselves to buy nice things every now and then and delineating our money goals, all to help get us in the right financial mindset to save money. Another strategy I like is overcoming the immediate-gratification urge by picking something to look forward to.

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Paying off student loans is a slog, and for many can feel like a never-ending financial black hole. While Congress doesn’t seem bothered by our collective $1.6 trillion (and ever growing) debt, and any possible relief seems a long way off, there are small things you can do to lessen your loan load.

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