New technology makes some cars smarter than their drivers: Automatic braking systems slow or stop cars to prevent collisions. Lane-departure warning features alert drivers with sounds or vibrations when their cars drift across lane markings. Self-parking systems can expertly back vehicles into tight spaces without drivers touching their steering wheels. With more vehicles hitting the...
A personal financial advisor may sound as out of reach as a personal chef, bodyguard or chauffeur — something only the ultrawealthy can afford. But the robo-advisor revolution has changed the landscape of and, importantly, the cost for investment management and advice. Investors have a broader array of choices, from advisors who personally manage and advise...Kevin Voigt is a writer at NerdWallet. Email: email@example.com.
Much of the conversation around taxes the past few months has been about the sweeping changes to the tax code that President Trump signed into law just before the holidays. But here’s the thing: Most of those rules took effect Jan. 1 — the start of the 2018 tax year. The tax return you have...Tina Orem is a writer at NerdWallet. Email: firstname.lastname@example.org.
Investing time in your career is like investing money for retirement. If you forget about your career once you clock out, you’re essentially stashing savings under the mattress (there’s little opportunity for growth in either scenario). Commit extra time to it, and, well, you know about the miracle of compound interest. “Seeing [your career] as...
The average rate on a 30-year fixed-rate mortgage slipped a notch while the rate for the 15-year fixed was unchanged and the 5/1 ARM rose incrementally, according to a NerdWallet survey of daily mortgage rates published by national lenders Friday. While rates were tame today, 30-year mortgage rates are six basis points higher than one week ago...Hal M. Bundrick, CFP is a writer at NerdWallet. Email: email@example.com. Twitter: @halmbundrick.
When you’re nearing retirement age, you’ll see plenty of discounts and perks aimed at seniors. Among them: senior checking accounts. Should you get one? The quick answer: not necessarily. What are the perks of senior checking? A senior checking account is essentially a regular checking account that offers features designed to appeal to customers age...
When the parking lot for Margie Schustack’s Bronx apartment was changed to one several blocks away, she noticed it was near where car-sharing company Zipcar parked its vehicles. “If I was going to walk over there to park my car, I could just use a Zipcar instead,” she says. Since insuring, parking and maintaining her own Hyundai costs...
If you need cash now while waiting for your tax refund, some tax preparation services, including H&R Block and Jackson Hewitt, are offering 0% interest loans with no finance charges. These are essentially free short-term loans you can use now to cover your current bills. In some cases, you can get the money within 24 hours....Andrew L. Wang is a writer at NerdWallet. Email: firstname.lastname@example.org. Twitter: @andrew_L_wang. Jeanne Lee is a writer at NerdWallet. Email: email@example.com. Twitter: @jlee_jeanne.
Good financial advice can help you achieve your life goals. Bad financial advice can cost you a fortune and leave you worse off than if you had tried to go it alone. Unfortunately, you’re still on your own in trying to determine the good advice from the bad. The U.S. Labor Department has delayed key...Liz Weston is a writer at NerdWallet. Email: firstname.lastname@example.org. Twitter: @lizweston.
There’s a finite list of things you can change at work — and your employer’s less-than-stellar retirement plan probably isn’t among them. What makes for a lousy 401(k) is somewhat in the eye of the beholder, but characteristics may include limited offerings, high fees or no company match. The following four alternatives can ensure your...Anna-Louise Jackson is a writer at NerdWallet. Email: email@example.com. Twitter: @aljax7.
Some people talk about investing as if it’s a no-brainer or a click-a-button decision. That’s a too-simplistic view for most people, especially when it comes time to, well, invest. You inevitably have to figure out: OK, what exactly should I invest in? It’s a dilemma first-time investors and grizzled veterans alike encounter. There are seemingly...Anna-Louise Jackson is a writer at NerdWallet. Email: firstname.lastname@example.org. Twitter: @aljax7.
Horrible haircuts grow out, and broken hearts eventually heal. But bad money advice leaves a lasting mark on your bottom line. Here’s how to spot bad financial counsel — and the folks dishing it out — before any damage can be done. 1. The financial advisor doesn’t act in your best interests Until recently, there was...
Booking a plane ticket for one might not seem like an obvious way to prepare for your next vacation — especially if you usually travel with a partner, family members or friends. But here’s what many solo traveling enthusiasts will tell you: It’s a first step toward an incredible, life-changing journey. Traveling solo gives you the freedom to explore new...Claire Tsosie is a writer at NerdWallet. Email: email@example.com. Twitter: @ideclaire7.
The standard advice on emergency savings is that you want to keep yours in an FDIC-insured deposit account, protected from the stock market’s vagaries. For most people, that means keeping your emergency savings separate from your retirement savings. But here’s a relatively unusual strategy that can come in handy: using a Roth IRA account —...Andrea Coombes is a writer at NerdWallet. Email: firstname.lastname@example.org. Twitter: @andreacoombes.
Sure, owning a home, driving the same car for 20 years, and forgoing daily coffee purchases can help you build wealth. But of all the financial choices you can make, the one with the most impact, by a long shot, is not having a child or having one fewer than planned. It also turns out to...More From NerdWallet To Hang On to More Cash, Let Go of These in 2018 7 Cool New Gadgets at CES 2018 5 Tips to Get Back on Budget After the Holidays
Flying first class isn’t a necessity, but experiencing life behind the curtain at least once can be a worthy goal. That’s where passengers might be feasting on fine wine and warmed nuts, enjoying movies on large screens with noise-canceling headphones, and sleeping in lie-flat beds on lengthy flights. The good news is you can check...More From NerdWallet How to Leverage Great Credit Without Borrowing a Dime How Credit Card Rewards Made Their Dreams Come True Your Best Financial Move Is Also Best for the Environment Gregory Karp is a writer at NerdWallet. Email: email@example.com. Twitter: @spendingsmart.
As average credit scores for Americans continue to rise, the question for many becomes how to use their excellent credit rating to optimize their lives without borrowing money or adding risk. Capitalizing on great credit doesn’t have to mean incurring great debt; instead, it’s about using your money reputation for a financial advantage. “In the...More From NerdWallet Why You Should Fly First Class at Least Once, and How to Afford It How Credit Card Rewards Made Their Dreams Come True Your Best Financial Move Is Also Best for the Environment Gregory Karp is a writer at NerdWallet. Email: firstname.lastname@example.org. Twitter: @spendingsmart.
We’ve all heard that defunding your coffee habit can help save money, but there are less obvious things you can remove from your budget, too. Reach your money goals faster by skipping these things in 2018: Delivery apps Think twice before downloading meal delivery apps and loading them with your credit card information, says Paul...More From NerdWallet Are Store Rewards Programs Worthwhile? How to Create a Budget What to Buy (and Skip) in January
“Ask Brianna” is a column for 20-somethings or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to email@example.com. This week’s question: “I’m overwhelmed...More From NerdWallet Ask Brianna: How Do I Make a Money Resolution That Succeeds? Is Online College for You? Answer 5 Questions to Find Out 7 Cool New Gadgets at CES 2018 Brianna McGurran is a writer at NerdWallet. Email: firstname.lastname@example.org. Twitter: @briannamcscribe.
Heavy rain outside the Las Vegas Convention Center this week didn’t dampen the enthusiasm of inventors, promoters and entrepreneurs who were inside showing off their current or soon-to-be-released products at CES 2018. While drones hovered overhead and 3-D printers whirred, the gathered throng used buzzwords like “connectivity” and “augmented reality” to hawk their products at the enormous Consumer...More From NerdWallet 5 Tips to Get Back on Budget After the Holidays How Your Wallet Can Do More Good This Year 5 Surprising Factors That Inflate Your Car Insurance Rate