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2018-04-26T07:50:22.556Z
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Donating by transferring money directly from an IRA to charity can lower your tax bill whether you file an itemized tax return or not.

The legendary George Soros reportedly would reshuffle his portfolio whenever he would get back spasms. Whether it was his subconscious mind's way of telling him he needed to find different stocks to invest in, or simply a ridiculous superstition, Soros would reverse his speculative bets whenever his back would flare up. Frankly, given the man's track record, who are we to question his reasons?

Many people may have had the same back spasms in late January, shortly before the market peaked. But while a little portfolio readjustment may have been an order, one thing most people probably didn't sell were their most reliable dividend stocks. And why would you? Stocks rise, and stocks fall. But a battle-tested dividend payer will deliver the goods through good markets and bad, dropping cash into your pocket with every passing quarter (or even every month).

Today, we're going to look at 10 of the best stocks you can invest in, knowing that they will consistently pay and raise their dividends through bull and bear markets alike.

Warren Buffett has said that you should only buy stocks you'd be perfectly happy to hold if the market shut down for 10 years. These are those kinds of stocks. If the market were to close tomorrow, you'd continue to collect the dividend indefinitely.

Not all of these picks are exceptionally high-yielding. In fact, a high yield sometimes can be a sign of trouble. But most of these dividend stocks to invest in generally will pay a yield that is at...

These stock picks from investment pros offer attractive yields with reasonable valuations -- a good combination for income and retirement portfolios.

The year: 1985. Reaganomics was in full swing, runaway inflation was finally easing, and the Dow Jones industrial average rose a whopping 27.7% to 1,546.67. It was the halfway point of the Decade of Greed.

But did the go-go economy and sizzling stock market mean everything cost more in the 1980s? Not necessarily.

We compared the prices of several everyday items in 1985 to today's prices to get a sense of how they've fared over the past three-plus decades -- both on an actual basis and on an inflation-adjusted basis. What we found might surprise you.

SEE ALSO: 10 Things That Will Soon Disappear Forever

To see which way your tax bill might be headed in 2018, take a look at these four scenarios comparing the taxes certain types of people would pay in 2017 with their 2018 projected tax bills. Where do you fit in?
With the new tax law in place, there are several reasons why converting from a traditional IRA to a Roth could make sense for you now. But here are five critical points you need to keep in mind.

It's easy to find cheap stocks. At the moment, nearly 1,700 publicly traded stocks are priced at less than $10 per share, according to FinViz data.

What's tricky is identifying any quality cheap stocks to buy - sorting through the garbage and discovering the hidden gems. While nominal prices typically don't matter, once stocks start to dip below $10 per share, you often find significant fundamental problems and weaker expansion prospects.

However, the 10 cheap stocks to be explored today are a different breed. Using TipRanks' data, we have pinpointed 10 low-priced stocks that not only have exciting investing potential (many do), but also a consensus "Strong Buy" rating, which comes from having an overwhelming percentage of "Buy" recommendations. This is based on ratings from the past three months by TipRanks-designated "Best Performing" analysts who get it right time and time again. Also listed is the average analyst price target and potential upside that represents.

Here's a closer look at these 10 cheap stocks to buy, including why Wall Street is so bullish right now.

SEE ALSO: 20 of the Best Stocks You Probably Haven't Heard Of

You and your hard-earned savings have finally made it to retirement. Why risk losing anything if your wallet goes missing or is stolen?

Because with every new bank slip that bulges from the seams, your personal information is getting less and less safe. With just your name and Social Security number, identity thieves can open new credit accounts and make costly purchases in your name. If they can get their hands on (and doctor) a government-issued photo ID of yours, they can do even more damage, including opening new bank accounts. These days, con artists are even profiting from tax-return fraud and health-care fraud, all with stolen IDs.

We talked with consumer-protection advocates to identify the nine things retirees should purge from their wallets immediately. And when you're finished, take a moment to photocopy everything you've left inside your wallet, front and back. Stash the copies in a secure location. The last thing you want to be wondering as you're reporting a stolen wallet is, "What exactly did I have in there?"

See Also: Retirement Planning Mistakes You Will Regret Forever

Here's how I helped my client take the RMDs he didn't need and turn them into peace of mind for his children's future.
The road is not an easy one, but even if you've been denied, there are ways you can improve your chances at getting the help you need (and that you paid for through your FICA payroll taxes).
While Google's parent beat Wall Street estimates, the uninspiring Q1 report should have shareholders on edge

I saw an article about sector exchange-traded funds recently. While the author was talking about the 11 different S&P 500 sectors and how you can trade each of them using State Street SPDRs, it got me wondering about all the other sector ETFs to own in the marketplace.

According to ETFdb.com, there are 446 sector ETFs to own that aren't SPDRs with more than 30 over $2 billion in assets under management ensuring they won't be closed due to a lack of investor interest.

Interestingly, Bloomberg reported in March that BlackRock (BLK) introduced iShares Evolved, a group of actively managed ETFs that will use machine learning and natural language processing to pick the stocks that are held by the funds.

Therefore, a company like Amazon.com (AMZN), which traditionally gets slotted in a retail or consumer discretionary sector ETF, will be held by both its technology and discretionary spending ETFs.

I've long thought someone should introduce a sports ETF because of how many sectors sports businesses cross in their day-to-day operations. For example, CBS Corporation (CBS) is a media company but it's also a sports business owning several sports-related broadcasting entities.

While most investors consider sector ETFs a way to plug holes in one's portfolio, I see all seven of the sector ETFs listed here being good to own for the long haul.

Prices and data are from the original InvestorPlace story published on Apr. 17. Click on ticker-symbol links in each slide for current prices and more.

SEE ALSO FROM KIPLINGER: 10 Funds That Can Beat the...
Oil's fundamentals are changing for the better. And you don't need to trade futures to climb aboard.
Before you take the plunge, take the time to do a series of background checks on the exchange you're thinking of using. Some have much stronger protections and better reputations than others.
Despite a circuit court ruling that essentially (at least for now) nullifies the Department of Labor's consumer protections, retirement plan sponsors still need to do the right thing ... or else. And consumers need to keep an eye out.
The IRA contribution limit is $5,500. If you are age 50 or over, you can contribute an extra $1,000 as a catch-up contribution, for a total of $6,500.
The Roth IRA contribution limit is $5,500. If you are 50 or older, you can save $6,500 including a $1,000 catch-up contribution. Income limits apply.

Emerging-markets funds are on fire. Over the past 12 months through April 18, the MSCI Emerging Markets index has returned 27.1%. That's 7.6 percentage points more than the MSCI EAFE index of developed countries outside the U.S. and 9.6 percentage points better than Standard & Poor's 500-stock index.

The rally looks likely to continue. Corporate earnings are growing at a rapid clip in many emerging markets, and the stocks are cheap. EM shares are trading at 11.9 times analysts' estimates for the coming 12 months. That compares to a forward price-earnings ratio of 16.6 for the S&P 500 and 13.8 for the rest of the developed world. The World Bank projects emerging economies will grow 4.5% this year compared to 2.2% for developed economies.

Emerging markets do have their issues. For instance, EMs have higher rates of corruption than developed economies and many have not embraced capitalism. Russia is the poster child for these afflictions. Many emerging markets are dominated by commodity-producing companies, which tend to go through long periods of feast and famine. Others, such as China, have a high percentage of state ownership of publicly traded companies.

Historically, emerging markets have either led the pack or trailed it for multiyear periods. The most recent dry spell was from 2011 through 2015, when EMs lost an annualized 4.8% thanks to meager earnings growth, particularly in commodities. For the five previous years, emerging markets returned an annualized 12.8%, topping the U.S. and the MSCI EAFE index by more than 10 percentage points.

My...

Singles don't have to pay taxes on up to $250,000 in profits on the sale of their home, and couples can shelter twice that amount from taxes. But even if the gain is much higher, there are ways for home sellers to minimize the tax bite.
The stakes can be higher for a second marriage, because you probably have built a more established career, have amassed more assets and possibly some children as well. So be prepared before you set foot down that aisle.